Financial Literacy Workshop
Turn workshop ideas into your own numbers
Free, simple tools to go with the workshop. Run your numbers on your phone, print the worksheet, and pick one step for this week.
Workshop calculators
Each tool matches a part of the presentation.
Pick one step for this week
Small steps beat big plans. Choose one and add a reminder to your calendar.
5 ideas to remember
- Pay yourself first. Automate savings the day you get paid.
- Build your safety net. Start with $1,000, then 3–6 months of expenses.
- Protect your income. Know your D.I.M.E. number.
- Start early. Time does the heavy lifting with compounding.
- Think about taxes now. Money in different "buckets" gives you choices later.
Printable worksheet
D.I.M.E. estimate, needs vs. wants budget, and your one step this week, all on one page.
Keep the momentum going
Free 1-on-1 review
We'll look at your numbers together, with no pressure and no obligation. Protection, savings, retirement, and how they fit your family.
Request an appointment ↗Attend a workshop
Bring a friend or family member to an upcoming financial literacy workshop. Simple, practical, and free.
Register for a workshop ↗Educational information only. These tools and materials are for general education and are not financial, investment, tax, legal or insurance advice, or an offer or recommendation of any product. Results are estimates based only on what you enter. Any growth or return figures are hypothetical, are not guaranteed, can be negative, and do not reflect taxes, fees or inflation. Consult a licensed professional about your situation. Calculators run in your browser; what you type is not saved or sent to NeoPenn Life Strategies LLC.
Financial Literacy Workshop · NeoPenn Life Strategies LLC · financialliteracy.lifestrategies.cc/tools
1. My D.I.M.E. estimate (how much protection my family needs)
| Debt – credit cards, car, student loans | $ ____________ |
| Income – yearly income × years family needs it | $ ____________ |
| Mortgage – remaining balance | $ ____________ |
| Education – future college costs | $ ____________ |
| Total estimate | $ ____________ |
| Coverage I have today (work + personal) | $ ____________ |
| Gap | $ ____________ |
2. My monthly money: needs vs. wants
| Take-home pay per month | $ ____________ |
| Needs (housing, food, transport, insurance, minimum debt payments) | $ ____________ |
| Wants (dining out, subscriptions, shopping, entertainment) | $ ____________ |
| Left to "pay myself first" | $ ____________ |
| Emergency fund today / goal (3–6 months of needs) | $ ______ / $ ______ |
3. Rule of 72
72 ÷ rate of return = years for money to double. 72 ÷ ______ % = ______ years
4. My one step this week
☐ Write a simple budget ☐ Set up an automatic savings transfer ☐ Calculate my D.I.M.E. number
☐ List all my debts and rates ☐ Check my beneficiaries ☐ Other: ______________________
I will do this by: ____ / ____ / ________
Questions for my free review
Educational purposes only. Not financial, investment, tax, legal or insurance advice. Figures are hypothetical and not guaranteed.